SERVICES & FEES

FEES

There are two primary ways we engage with clients: Investment Advisory, and Financial Planning & Consulting services.

INVESTMENT ADVISORY

Paceline’s Investment Advisory services provide ongoing financial advice, including the development of a customized financial plan and managing your investments.

Investment management and financial planning are provided for a single fee, and are charged as a percentage of assets under management so that Paceline’s interests are aligned with yours.

FINANCIAL PLANNING & CONSULTING

Paceline’s Financial Planning & Consulting services can be delivered as either an ongoing service, or an hourly project, based upon what is appropriate for your situation.

Clients engage with us for this service when their primary focus is financial planning (as opposed to investment management), and are looking for the creation of a financial plan, or require financial planning related to employer stock options and RSUs.

Creating a financial plan

Clients seeking the creation of a financial plan often want to know how well they are prepared for retirement, and guidance related to big financial decisions they are considering (i.e. purchasing a home, paying down debt, or saving for college).

Managing employer stock

Paceline helps clients develop a plan to sell their stock at an attractive price, reduce taxes, and avoid liquidity issues. We have strong expertise in managing employer stock options (ISO and NSO), restricted stock and RSU, and employer stock purchase plans (ESPP). In many cases, clients are seeking assistance with their employer stock as a result of employer M&A, initial public offering (IPO), receiving a tender offer, or job change.

Hourly projects typically include developing a plan for the exercise and sale of employer stock at a private company, or evaluating the attractiveness of the stock component of a job offer. For clients working at a public company, we provide ongoing services to help clients decide how to handle their stock during each trading window.

In either case, we can engage with the tax preparer you are currently working with, or introduce you to a trusted partner in our network.

OUR FEE STRUCTURE

As a Registered Investment Advisor (RIA) firm, Paceline Wealth Management is a fiduciary, which means that we are required to act in the best interest of clients at all times. We further demonstrate our commitment to clients through a transparent fee structure, and also choose to operate as a fee-only firm, which means that we do not accept sales commissions, on anything.

Clients can have confidence knowing that their advisor is compensated only for providing financial advice, and only by clients. Regardless of how you engage with Paceline, you’ll be working directly with a professional investor who has direct experience managing large portfolios for mutual funds and insurance companies – not a salesperson.

Please click below to view our Table of Fees for Services.