ACHIEVING FINANCIAL SUCCESS:
Why A Financial Advisor Holds the Key
The families and individuals that we work with are looking to identify what they need to do to achieve their financial goals, how soon they can retire and maintain their current lifestyle, and any changes that can improve their current financial situation.
Clients spend more of their free time enjoying their personal life knowing that they are planning their financial life with a full-time professional, rather than demoting such an important task to a part-time job of their own.
This begins with identifying your financial goals and what is most important to you, and results in the creation of a comprehensive financial plan to get you where you want to be and provide financial security. Then, we will implement an investment strategy tailored to your individual needs, according to your investment time horizon with an appropriate level of risk.
PACELINE CAN HELP IN ALL STAGES OF YOUR FINANCIAL LIFE
Portfolio Management
Whether you’re currently working with another advisor or managing your investments yourself, you may have questions about how your portfolio is optimized to handle dynamic market conditions. Even if your portfolio is currently performing well, it’s often worth taking a second look to ensure you’re taking the right level of risk, are appropriately allocated across a diverse set of investments, and that your investments are properly aligned with your financial goals. Paceline will work collaboratively with you for a thoughtful portfolio review that ensures your portfolio is well-suited to help you achieve your financial goals.
Big Financial Decisions
If you’re planning on making a large purchase or financial transaction (like buying a house or paying off your student loans, etc.), it’s important to make sure you have full visibility into the broader impact that these transactions will have on your financial situation before you take action. Using professional grade tools, we can show you the most effective use of your financial resources, including how to balance saving and investing vs. repaying debt.
Major Life Events
Planning to have kids? Get married? Receive an inheritance? All of these are big life events that can materially change your financial situation. Your financial plan is a living document, evolving over time just as your life does. We’ll discuss any changes you plan to make, and adjust your investment strategy as appropriate.
Employment & Compensation Changes
If you’re switching jobs or have a change to how you’re compensated, it’s important to consider how those changes will affect your financial strategy. Similarly, if you’re finding yourself managing an increasingly complex compensation structure (including stock, deferred compensation, etc.), it’s also worth reviewing your overall investment portfolio. We can incorporate any employment or compensation changes into your financial plan to ensure your strategy is still the right one.
Education Planning
It can be difficult to know if you’ve saved enough to pay for your child’s private schooling or college education, as well as how to prioritize those educational costs vs. saving for retirement. These are all things that Paceline can help you plan for. We’ll use tuition and inflation estimations for the school of your choice, among other financial tools, to create a practical plan that can help you save.
Retirement Planning
It’s common to wonder about what age you’ll be able to retire at if you want to maintain your current lifestyle, as well as thinking about it the opposite way – what lifestyle you can maintain if you retire at a specific age. Our financial tools will help you understand what your potential lifestyle in retirement will look like, and the impact of any adjustments you’re considering.